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Tag Archives: spending

4 Ways to Beat Debt Fatigue

After several months of living on a pretty strict budget, with very limited funds allocated for eating out, entertainment, and the like, I’ve been starting to feel fatigued and discouraged. I feel frustrated, especially when I find myself resorting to doing silly things with the “extra” money I earn from …

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What Should You Purchase in August?

With summer coming to an end and school getting ready to start up again, stores are going to have tons of deals waiting for you. Here is a list of things that you should purchase in August. Back-to-School Items When August rolls around, you know it’s time for back-to-school sales. From …

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Should You Go Bargain Shopping Without a Budget?

Spending Habits: The Bargain Purchase Have you ever found yourself in a situation when you’re walking around the mall (Because that’s what we do in our free time, right?) or browsing your favorite online retailer to kill time and you just happened on a sale? Woohoo! Could it be true? …

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Are You A Victim of the "One Day Sale?"

Spending Habits: The One Day Sale I was out at a coffee shop writing the other day and overheard someone say they needed to rush to a store because they were having a One Day Sales event. The surprising response from the spouse was “you don’t need it.” He responded …

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Splurging Isn't the Kiss of Death

I don’t play when it comes to saving money, and I’ve been known to do whatever it takes to reach a goal. I once eliminated our entertainment budget for three months and even attempted a year spending fast. In my mind, I was doing what many financial experts recommended. They …

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Are You a Shopaholic?

I am one of those many people who think shopping is fun. You get to browse stores and check out all of the new items and merchandise available and maybe even try on some clothes. The problem is that sometimes it gets way too fun and you spend money you …

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Spending Habits: Spend to Live – Part II

Our spending habits impact our rationale in making better financial decisions. Read Part I – Spending Habits – How You’ve Spent Your Gross Paycheck Matters Spend to live has been my motto for years. It doesn’t mean spend till you’re drowning in debt. It means prioritizing different types of spending. From …

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You’re Paying Too Much for Convenience

When a seller with a product knows they are giving you some sort of convenience, they charge you extra for that convenience. For example, just take a look at the prices at a convenience store. They are marked up a couple of extra dollars just because they know they are …

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Transitioning Into the Real World

College is an awesome time. Students are in a bubble with all of their friends and the living is easy. Going out and buying $1 beers to eating at restaurants and dining halls, college students don’t have many worries. They don’t have any insurance payments, mortgages, or families to feed, …

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